The USHEALTH Group, Inc. was first incorporated in the year 1982 and is based in Fort Worth, Texas. The group consists of subsidiary companies such as the National Foundation Life Insurance Company and the Freedom Life Insurance Company of America. Together they provide insurance solutions for small business owners along with their employees. They also provide healthcare covers for Individuals, families, and Self-employed persons.
USHEALTH Group, together with its family companies, provides Specified Disease/Sickness, Accident and Disability insurance to consumers. This has made them, as their slogan suggests, “America’s Trusted Choice.” The USHEALTH Group attests to this through the 15 million clients it has served over its 50 years in operation.
Troy A. McQuagge is the Principal Executive Officer and President of USHEALTH Group Inc. Mr. McQuagge has over three decades worth of experience, and this has made him the best at what he does. He has helped turn around USHEALTH Advisors, a subsidiary of USHEALTH Group.
USHEALTH Product Design Approach
The USHEALTH Group have made it their priority to tailor-make their products to suit their customers’ varying needs. Because of this, clients have a vast pool of coverage packages to select from when shopping for health care covers. The USHEALTH Group’s innovative product design makes their coverage options affordable, flexible and reliable. Consumers sometimes refrain from acquiring insurance because they worry about the deductibles before receiving any benefits. The USHEALTH Group has thus provided substantial discounts on various services.
Two Basic but Essential Covers for Individuals and Families
1. Accident Protector
This coverage is critical as you can never be too careful when it comes to random mishaps. This cover from USHEALTH Group includes various financial advantages such as lump sum payouts if injuries are as a result of accidents that have led to losses. The second economic benefit lies in the excess medical coverage that takes care of deductibles and other expenses not catered for by insurance.
The company’s medical benefits cover ambulance, hospital room and board, dental work, and diagnostics. Regardless of the Excess Medical Coverage selected, a client is qualified for emergency air ambulance services to the nearest qualified hospital in case of an accident. The accident protector coverage ranges between $2,500 and $15,000.
2. Life Protector
USHEALTH Group offers a ten-year renewable life coverage. The Life Protector cover is a one that every family needs in the case of an unexpected loss. The cover is well equipped to take care of loved ones. It has been tailored to provide aid with obligations such as child care, educational expenses, car payments, and mortgages. What’s more, the payout is not taxable to the beneficiaries. The coverage is quite economical with premium payments ranging from 10 to 50 dollars.